At NerdWallet, we attempt that can assist you make monetary choices. To this, many or all merchandise featured listed here are from our companions. Nonetheless, this doesn’t affect our evaluations. Our opinions are our personal.
- Affords automobile insurance coverage for high-risk drivers.
- Has greater than the median variety of complaints to state regulators, relative to its measurement, for auto insurance coverage.
- Can file to SR-22 kind for those who want one.
Bristol West supplies auto insurance coverage for high-risk drivers via a community of brokers and brokers in 42 states. It's a part of Farmers Insurance coverage, one of many nation's 10 largest automobile insurance coverage firms.
Foremost Insurance coverage, one other Farmers model that sells owners and different insurance policies, has not too long ago modified its identify to its auto insurance coverage insurance policies, rebranding them to Bristol West.
Bristol West auto insurance coverage
Bristol West provides legal responsibility auto insurance coverage and different state-required protection varieties. As well as, the corporate provides complete and collision protection, plus typical add-ons resembling roadside help and reimbursement.
Different Bristol West choices embrace:
- SR-22 and FR-44 availability, Many states require an SR-22 kind to show you might have a DUI or different critical violation. In florida and virginia, you might have to FR-44 kind to show you might have sufficient protection.
- Hole insurance coverage, In case your automobile is totaled or stolen, Bristol West's hole insurance coverage will cowl the distinction, minus your deductible.
- Rideshare protection, For those who drive for a service resembling Uber or Lyft, you can be ready for experience requests. Rideshare firms' insurance policies solely cowl you whilst you're on route to select up passengers or go away in your automobile, leaving a protection hole between rides.
Auto insurance coverage reductions from Bristol West
Automobile insurance coverage reductions from Bristol West fluctuate by state. Relying on the place you reside, you might be eligible for reductions for:
- Insuring a couple of automobile.
- Having a further coverage, seek for a RV coverage from Foremost.
- Paying in your coverage in full, upfront.
- Making digital funds.
- Proudly owning a house.
- Not having a car in your family. Non-owner automobile insurance coverage supplies legal responsibility protection once you drive a automobile that isn’t yours, resembling a rental.
- Avoiding accidents and visitors violations.
- Being lined for at the very least 6-12 months with a earlier insurer.
- Getting coverage paperwork by electronic mail.
- Putting in a monitoring machine to assist find your automobile if it's stolen.
- Being 55 or older and finishing a driver enchancment course.
- Shopping for a coverage at the very least two days earlier than it takes impact, with no lapse in protection.
"MORE: Evaluate automobile insurance coverage charges
Bristol West complaints
Bristol West has greater than a median variety of claims to state insurance coverage regulators, in keeping with three years' value of information from the Nationwide Affiliation of Insurance coverage Commissioners.
Extra about Bristol West
web site: Bristol West's web site enables you to take motion and provides no particulars on protection choices. Immediately from Bristol West's homepage, you may request a quote, discover an agent, see your insurance coverage ID card, make a fee and report on a declare. The FAQ web page explains learn how to get textual content alerts when funds are due or overdue.
Cell app: On Bristol West's cellular app, you may pay premiums, view your ID card and see the small print of your coverage. It's out there for Apple and Android units.
Cost choicesFor those who pay on-line, you should utilize a checking account, debit card or no further price. You can too arrange computerized month-to-month funds or pay by cellphone, by mail, or by Western Union or MoneyGram. Funds might be made a couple of times a yr, quarterly, month-to-month, with reductions for paying bigger quantities upfront.