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Capital One switch companions | Million Mile Secrets and techniques

Signing up for bank cards by means of accomplice hyperlinks earns us a fee. Phrases apply to the affords listed on this web page. Right here’s our full promoting coverage.

Signing up for bank cards by means of accomplice hyperlinks earns us a fee. Phrases apply to the affords listed on this web page. Right here’s our full promoting coverage.

Playing cards just like the Capital One® Enterprise® Rewards Credit score Card and Capital One® Spark® Miles for Enterprise have a strong profit: 17 switch companions. Capital One miles used to solely switch to airline packages, however now you can too switch your miles to 2 resort packages – Wyndham and Accor. With these additions, Capital One has additionally improved the switch ratio for JetBlue from 2: 1 to 2: 1.5.

Transferable miles provide you with flexibility whenever you journey. And naturally, every program has its personal candy spots and greatest makes use of. However not all of the companions are value your time. We'll present you which of them companions you will get probably the most worth with and which companions to keep away from and what these new modifications imply for you.

You possibly can switch your Capital One miles to Air Canada and fly to France to see the gorgeous Palace of Versailles for your self. (Picture by Mistervlad / Shutterstock)

Capital One switch companions

You possibly can switch Capital One miles to 15 airline packages:

  • Aeromexico
  • Air Canada (Aeroplan)
  • Air France & KLM (Flying Blue)
  • Alitalia
  • Avianca
  • Cathay Pacific
  • Emirates (2-1)
  • Etihad
  • EVA Air
  • Finnair
  • Hainan Airways
  • JetBlue
  • Qantas
  • Qatar Airways
  • Singapore Airways (2-1)

And you may switch Capital One miles to those two resort packages:

  • Wyndham Rewards
  • Accor Stay Limitless (ALL) (2: 1)

The switch ratio will probably be 2: 1.5 for many companions, so that you'll get 1.5 miles / factors for each two Capital One miles you switch. The exceptions are Emirates, Accor and Singapore Airways, which have a 2: 1 switch ratio.

That's not a 1: 1 switch ratio like different transferable factors packages together with Chase Final Rewards, AMEX Membership Rewards and Citi ThankYou factors. It breaks all the way down to .75 miles / level for every Capital One mile (.5 miles / level for Emirates, Accor and Singapore Airways).

Any time you switch miles from Capital One to an airline, you possibly can't switch them again once more. So it's essential to know what you wish to use them for earlier than you provoke the switch. The minimal switch quantity is 1,000 miles and from there you possibly can switch in increments of 100.

With that in thoughts, listed here are methods to get worth out of your Capital One miles – and which packages to keep away from. You possibly can at all times use Capital One miles to erase journey costs at a fee of 1 cent per level. So we've damaged down the switch companions into good, OK and dangerous classifications based mostly on how straightforward it’s to get multiple cent per level in worth. One factor to know is that when you erase the journey cost together with your miles you'll nonetheless have the ability to earn airline miles or resort factors (whenever you e-book straight), which is one thing that gained't occur when you switch miles to this system to e-book awards.

Accor – OK

There are almost 5,000 Accor lodges beneath 34 totally different manufacturers worldwide, however most of these are in Europe. Accor additionally has a easy rewards program, there isn’t a award chart and as an alternative you possibly can redeem factors for a set quantity. Each 2,000 factors is value $ 40 Euros, so relying on the trade fee that’s a price of round 2.2 cents per level (on the trade fee on the time of writing of .9 Euros to 1 greenback).

Which means at a 2: 1 switch ratio you're getting only a bit over one cent per mile in worth by transferring to Accor. However when you simply paid for the Accor keep and erased the cost with miles you’d additionally earn 2.5 Accor factors per Euro (on the overwhelming majority of manufacturers) and also you’d earn elite standing credit score. Relying on the trade fee that may bump the worth between transferring or simply erasing the stick with Capital One miles to about even. Additionally, when you switch to Accor the factors expire after 12 months of inactivity and, per the phrases, the expiration can solely be reset by staying at an Accor property.

One doubtlessly area of interest use of Accor factors is that they switch to airways, whereas most airline companions have a 2: 1 switch ratio you possibly can truly convert Accor factors to Finnair, Qantas, Iberia or Virgin Australia at a 1: 1 ratio. Which means these airways are oblique 2: 1 switch companions with Capital One, though it's higher to simply switch miles to Qantas straight at a 2: 1.5 ratio.

Aeromexico – lavatory

This program is a bit disorganized and the quoted variety of factors on the award chart immediately modifications whenever you run a search. And there aren't many nice offers, anyway.

For instance, flights inside Mexico are 28,000 Aeromexico factors for a round-trip coach award ticket.

To get that many factors, you'd must switch ~ 38,000 Capital One miles (28,000 / .75). On their very own, these miles are value $ 380 towards flights. We ran a number of searches, and home flights inside Mexico are hardly over $ 200 round-trip. Within the overwhelming majority of instances, you'd be higher off redeeming Capital One miles for paid flights.

Flights to the U.S. are 56,000 Aeromexico factors round-trip. You'd must switch a staggering ~ 75,000 Capital One miles for a round-trip coach award seat. Between the excessive award costs and usually low cost paid tickets (even in enterprise class), we wouldn't advocate that you simply switch miles to Aeromexico until there was a switch bonus or significantly good award sale occurring.

Air Canada – Good

Aeroplan, the loyalty program for Air Canada, has a number of stellar makes use of, together with:

  • 150,000 Air Canada Aeroplan miles for round-trip enterprise class flights to Africa (200,000 Capital One miles)
  • 110,000 Air Canada Aeroplan miles for round-trip enterprise class flights to Western Europe (~ 147,000 Capital One miles)
  • 25,000 Air Canada Aeroplan miles for round-trip coach award flights throughout the mainland U.S. and Canada (~ 34,000 Capital One miles)

Lengthy-haul enterprise class flights, particularly, can simply price $ 1,000s when you pay money, so this may be a wonderful use of your Capital One miles, relying on the place you wish to go.

Take note, Air Canada provides gas surcharges to sure accomplice award flights. So verify the complete price earlier than you switch any miles out of your account and make sure you learn our final information to utilizing Air Canada miles.

Air France & KLM (Flying Blue) – Good

Whereas there’s now not an official award chart, Flying Blue runs month-to-month Promo Awards the place it can save you massive on award flights. For instance, throughout a latest sale, you could possibly fly in enterprise class to Europe for 35,000 Flying Blue miles (~ 47,000 Capital One miles). That's an unimaginable deal to go to Europe in fashion. And at different instances there have been coach awards beginning at simply 14,000 Flying Blue miles one-way (~ 19,000 Capital One miles).

It's value working a search to see what comes up. For instance, I discovered coach awards to Mexico on Aeromexico (a SkyTeam alliance accomplice) for 14,500 Flying Blue miles (~ 20,000 Capital One miles) every method. Relying on the place you're flying from and the way a lot paid tickets price, this could be a good use of your miles – particularly in case your airport has an enormous SkyTeam presence (Air France, Delta, KLM, Korean Air, and so forth.).

Alitalia – lavatory

I took a fast take a look at Alitalia's award chart and bought out of there quick. In taking a look at costs for one-way award flights in coach and enterprise class, you possibly can fly all of those routes cheaper with different mileage packages.

Avianca – Good

Avianca has its followers. There are not any gas surcharges on flight awards, you possibly can e-book most accomplice awards on-line and there are some nice candy spots, like:

  • Inside U.S. Zone 1 for 7,500 Avianca miles (10,000 Capital One miles) every method in United Airways coach
  • From U.S. Zone 1 to U.S. Zone 2 for 10,000 Avianca miles (14,000 Capital One miles) every method in United Airways coach
  • Enterprise class to Europe for 63,000 Avianca miles (84,000 Capital One miles) on accomplice airways

Take note there’s a $ 25 reserving charge for all award tickets.

If I needed to fly on a Star Alliance airline, I’d run the search by means of Air Canada and Avianca and see which is healthier so far as miles required, surcharges and another charges or circumstances. Between these two companions, you will get to lots of the world on Star Alliance airways.

Cathay Pacific – OK

Cathay Pacific has a distance-based award chart, so the longer the flight, the extra miles you’ll want and it’s often not value it and every airline accomplice has its personal separate award chart, which will get complicated actually quick.

They’ve an award calculator the place you possibly can verify award costs. However you must verify every route and airline individually. The most effective makes use of of Cathay Pacific miles are usually for shorter flights on Cathay Pacific.

Emirates – OK

It's good to have this feature however be careful for gas surcharges. To fly from New York – JFK to Dubai in coach, you’ll pay 62,500 Emirates miles (125,000 Capital One miles) and ~ $ 285 in gas surcharges. And for a one-way firstclass ticket, it prices 136,250 Emirates miles (~ 273,000 Capital One miles) and ~ $ 842.

Regardless of the added charges, it is a accomplice you actually need to run the numbers with. That's as a result of firstclass tickets in one of many world's most luxurious cabins can price $ 19,000 +. So it will depend on what your objectives are, in addition to your most well-liked journey fashion – as a result of this may very well be the journey of a lifetime.

I'm marking this one as “Meh” as a result of whereas there’s big worth to unlock, it’s definitely not for everybody.

Etihad – OK

This one’s a tough promote as a result of in my expertise, transfers can take a number of days to over every week. In case your award disappears whilst you look forward to the switch to finish, you probably don't need Etihad miles hanging round unused.

There are area of interest makes use of for Etihad miles, like quick flights inside Europe on Brussels Airways for under 5,000 Etihad miles (~ 7,000 Capital One miles) every method in coach. That catch is you must fly to or from Brussels. I liked Belgium, however that is admittedly a restricted use.

One other glorious use is reserving award flights on American Airways flights for less expensive than American Airways costs. However that is the place every airways ’limitations work in opposition to one another. Transfers into Etihad are sluggish and award seats on American Airways are scarce and infrequently go shortly. At greatest, you'd be speculatively transferring miles to Etihad.

You possibly can nonetheless fly from the U.S. to Japan or South Korea for under 50,000 Etihad miles (~ 67,000 Capital One miles) every method in enterprise class. That's a heck of a deal, if yow will discover it.

EVA Air – Dangerous

Eva Air’s award program is named “Infinity MileageLands,” which has at all times confounded me. Anyway, reserving a accomplice award flight is complicated and prices method too many miles on almost each route.

The one exception is on EVA Air flights inside Asia, that are 35,000 EVA Air miles (~ 47,000 Capital One miles) round-trip in coach to fly the span of the continent. Even then, you may have the ability to get cheaper awards with different mileage packages. All the time run the numbers – however this one is usually not a great deal.

Finnair – lavatory

There may be completely nothing “redeeming” about Finnair’s mileage program. The one exception, perhaps, is that one-way coach awards inside Northern Europe (Scandinavia, Poland, and Russia) are 10,000 Finnair miles (~ 14,000 Capital One miles) every method.

You’ll pay comparable costs reserving by means of Qantas, so there aren’t any standout gems right here.

Hainan Airways – Dangerous

The one good use is for flights on Hainan Airways inside China. You’ll pay 8,000 Hainan miles (~ 11,000 Capital One miles) for brief flights inside China and also you’ll get a reasonable low cost for reserving round-trip award flights.

Past this, the accomplice award charts for Alaska Airways and Etihad are dismal. You'd do higher transferring miles to a different accomplice or to Etihad straight for flights on Etihad.

Qantas – Good

You should utilize 16,000 Qantas miles (~ 22,000 Capital One Miles) to e-book round-trip short-haul flights 600 miles or much less on American Airways. These are typically the most costly paid flights. In reality, this award chart applies to many award flights, together with on Qantas, Emirates, and Fiji Airways.

If you wish to fly round Australia, you can too rating nice offers with Qantas miles. Even longer flights between 601 and 1,200 miles on Qantas, American Airways, and different companions are solely 12,000 Qantas miles (16,000 Capital One miles) every method in coach.

These are glorious offers you shouldn’t overlook simply because the loyalty program isn’t home.

Qatar Airways – Dangerous

Dangerous values ​​throughout. Don't even verify costs. Skip it.

Singapore Airways – Good

Whereas I'm dissatisfied with the decreased 2: 1 ratio with Capital One transfers to Singapore Airways, you are able to do properly with this accomplice. We’ve written rather a lot about learn how to get flights on United Airways (particularly to Hawaii) at cheaper charges than United Airways costs for its personal flights. You possibly can fly round-trip in coach from the U.S. to Hawaii for 35,000 Singapore Airways miles (70,000 Capital One miles). Relying on how a lot flights price, that may be a discount.

And naturally, you possibly can e-book flights on Singapore Airways, which is constantly ranked one of many world's greatest airways. It's additionally straightforward to gather Singapore Airways miles. With this addition, they're formally a switch accomplice of each transferable factors program, so whenever you're able to journey, you'll have loads of methods to get the place you're going.

Is Hawaii calling your title? You may get there on United Airways by transferring Capital One Miles to Singapore Airways. (Picture by y MH Anderson Pictures / Shutterstock)

JetBlue – OK

With the advance within the JetBlue switch ratio, this could be a viable possibility in some instances. JetBlue doesn't have an award chart, as an alternative the factors value is tied to the money value and JetBlue factors are often value ~ 1.four cents every (besides when reserving Mint class, then it's nearer to 1 cent per level). As a result of the switch ratio to JetBlue is 2: 1.5 which means you're getting a bit over one cent per level towards JetBlue flights when you switch. Which is nearly the identical as when you bought JetBlue flights together with your card after which used your Capital One miles to erase the cost at a fee of 1 cent every.

However, if you are going to buy the flight after which erase the cost you’ll additionally earn JetBlue factors and elite credit score for the free flight and also you gained’t be paying the taxes out of pocket. So generally transferring to JetBlue isn’t the most suitable choice, however on some JetBlue award flights you will get barely greater than 1.four cents per level, so that you’ll wish to do the maths.

Wyndham – OK

When Wyndham acquired La Quinta it turned one of many largest resort chains on this planet with over 9,000 areas. The Wyndham award chart is straightforward and is damaged down into three classes:

  • Class 1 is 7,500 factors (10,000 Capital One miles) per night time or 1,500 factors + money
  • Class 2 is 15,000 factors (20,000 Capital One miles) per night time or 3,000 factors + money
  • Class Three is 30,000 factors (40,000 Capital One miles) per night time or 6,000 factors + money

The amount of money you'll pay for factors and money stays varies by resort, however calculating whether or not or not it's value it to switch to Wyndham is pretty straight ahead. You'll wish to get multiple cent in worth per level, so transferring could be a whole lot when a class one resort prices greater than $ 100 an evening, a class 2 prices greater than $ 200 an evening and a class Three prices greater than $ 400 an evening. However the associated fee per night time ought to be a bit greater than these numbers as a result of by transferring factors you're giving up the choice to earn Wyndham factors and elite credit score.

The way to earn Capital One miles

There are quite a few playing cards that earn Capital One miles, together with:

The way to switch Capital One Miles to airline companions

For those who switch Capital One miles they’re nonetheless tremendous straightforward to make use of and the method of transferring Capital One miles to airways couldn’t be simpler.

So right here’s learn how to switch these miles.

Click on “Rewards Miles” in your on-line account

Log into your Capital One account. On the house web page, you'll see your latest transactions, your stability, out there credit score, and cost button. In the course of all it is a hyperlink that claims “Rewards Miles.” Click on that one.

Click on the “Switch Your Rewards” field

Scroll down the web page to see your choices for redeeming Capital One miles. Click on the "Use My Miles" button within the "Switch Your Rewards" field.

Select the airline you wish to use

You’ll now see the companions you possibly can select from. A few of them have totally different switch ratios. For instance, you’ll obtain 750 Flying Blue miles for each 1,000 Capital One miles you switch, however simply 500 Emirates miles for each 1,000 Capital One miles you switch.

To get the most effective worth on your Capital One miles you’ll wish to use a accomplice with a good switch ratio and a helpful loyalty program, as we’ve mentioned.

Whereas Capital One miles switch immediately to most of those companions, there are some which have a lag. Transfers to Cathay Pacific, Qantas, Singapore Airways, Etihad and others usually take 24+ hours to point out up in your account, so plan accordingly.

Enter your airline frequent flyer quantity

If you click on on the accomplice you wish to use, you’ll must enter your airline frequent flyer quantity if it’s your first time transferring miles to that accomplice.

You possibly can solely switch Capital One miles to your individual loyalty account – the names should match.

Verify your transaction

You’ll then have the choice to pick out the variety of miles you wish to switch. You could switch a minimum of 1,000 miles at a time. Above that, you possibly can switch in increments of 100 miles. That's fairly neat, as a result of most different versatile factors packages drive you to switch in increments of 1,000.

You possibly can't switch your miles again to Capital One after you switch them to a accomplice. It's a one-way avenue, so be completely positive you wish to switch them earlier than you click on that “Full Switch” button. And keep in mind, whenever you switch your miles to a accomplice, you’ll be topic to blackout dates and restricted by award area – which might not be a problem when you simply used your miles to erase bought journey.

Backside line

Capital One miles will be earned on playing cards just like the Capital One Enterprise and Capital One Spark Miles and switch to 15 airline loyalty packages and two resort packages.

Right here’s our rating of fine, dangerous, or okay:

  • Accor – OK
  • Aeromexico – lavatory
  • Air Canada (Aeroplan) – Good
  • Air France & KLM (Flying Blue) – Good
  • Alitalia – lavatory
  • Avianca – Good
  • Cathay Pacific – OK
  • Emirates – OK
  • Etihad – OK
  • EVA Airways – Dangerous
  • Finnair – lavatory
  • Hainan Airways – Dangerous
  • Qantas – Good
  • Qatar Airways – Dangerous
  • Singapore Airways – Good
  • JetBlue – OK
  • Wyndham – OK

Right here’s hoping Capital One will proceed so as to add new companions as a result of because it stands, not one of the good ones are home airways. And it's laborious to mine the nice offers and candy spots buried throughout the present record. That stated, you probably have a use on your miles in thoughts, they are often value rather more than when you redeem them for one cent every towards journey, particularly for the packages marked pretty much as good.

What's your favourite Capital One airline accomplice? Which airways are you hoping they’ll add? And do you agree with our rankings?

Editorial be aware: We're the Million Mile Secrets and techniques staff. And we're pleased with our content material, opinions and evaluation, and of our reader's feedback. These haven’t been reviewed, authorized or endorsed by any of the airways, lodges, or bank card issuers which we frequently write about. And that's simply how we prefer it! 🙂

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