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How To Maximize The American Categorical Membership Rewards Program


American Categorical is well-known for having a number of the finest rewards playing cards obtainable.

The American Categorical Membership Rewards program is a giant purpose why.

This program affords a number of the highest flexibility and worth when redeeming for journey, providing you with the power to switch to a number of airline and lodge companions. After all, you may as well redeem via Amex's personal mounted factors.

Plus, with redemption choices like money statements, merchandise, and present playing cards obtainable, there's one thing right here for everybody.

However our aim is to be sure you find out about Alles the way in which to redeem your factors whereas arming you with the data to get probably the most out of those priceless rewards.

American Categorical Membership Rewards at a look

Plus as much as 4% money again.
Ends Dec 18, 2019.

Calculating the worth of Amex Membership Rewards level

There are a number of alternative ways you may make American Categorical Membership Rewards.

And, as normal, completely different redemption choices means completely different redemption values ​​- anyplace from 2.5 cents to 0.68 cents,

The various methods to redeem your Amex Membership Rewards

This various vary is precisely why we needed to know all the small print.

Utilizing your factors for journey is unquestionably going to provide the finest worth.

And the best approach to redeem your journey is thru the Versatile Factors Journey Program.

Amex Versatile Factors Journey Program – 1 cents

The Versatile Factors Journey Program lets you both:

  • buy any journey together with your American Categorical card
  • American Categorical, and pay on your journey immediately together with your card by utilizing factors, or a mixture of the 2.

Although that is the best approach to redeem your factors, it's additionally providing you with the bottom worth for journey redemption: 1,000 factors = $ 10, a 1 cent worth,

Added bonus: Even should you select to redeem your Membership Rewards for one of many different journey choices, you might nonetheless use the Versatile Factors Journey Program to pay the taxes and costs.

Merely cost the taxes and costs to your card, after which use your factors for them – providing you with actually free journey together with your factors.

Switch your Amex Membership Rewards factors to airline companions – 2.5 cents

For probably the most half, transferring your Membership Rewards to airline companions needs to provide the highest worth on your factors.

With that stated, this increased worth comes with higher restrictions. You wish to get probably the most out of those applications.

Please observe: If you happen to acquire factors utilizing the . transfers to Airways companions shouldn’t be allowed.

How do you switch factors to airline companions?

You'll must create an account with the companion (for a few of it may be created via the Amex web site), then switch your membership rewards factors to them. For some, the switch is instantaneous, for others it could take as much as 5 enterprise days to finish.

Please observe: As soon as factors are transferred, they cannot be transferred again.

Which airline applications can be found to switch to?

Listed here are the airways you’ll be able to switch your factors to, in addition to the switch ratio.

Please observe: You could switch factors in increments of 100.

6 companion airline applications

Amex airline transfer partners

  • Aeroplan: 1,000 MR = 1,000 Aeroplan miles
  • Alitalia MilleMiglia: 1,000 MR = 750 Mille Miglia miles
  • British Airways Govt Membership: 1,000 MR = 1,000 Avios
  • Asia Miles: 1,000 MR = 750 Asia Miles
  • Delta SkyMiles: 1,000 MR = 750 SkyMiles
  • Etihad Visitor: 1,000 MR = 750 Etihad Visitor

There’s fairly a variety of companions to be represented, with a minimum of one airline from every of the foremost airline alliances represented (Star Alliance, SkyTeam, Oneworld).

Our # 1 selection for prime airline switch companions: Aeroplan

For most individuals, Aeroplan needs to be the choice of selection.

Air Canada serves probably the most locations in Canada, and affords the easiest way to spend your holidays in our nice nation. Air Canada subsequently has probably the most direct flights from Canada to america, Europe, Asia, Australia, and South America.

Plus, with the power to speak to Aeroplan miles on Star Alliance, you need to use it to fly to virtually anyplace on Earth.

We worth at Aeroplan mile at 2.5 cents.

Associated: How To Maximize The Aeroplan Program

Our # 2 selection for airline switch companions: British Airways

British Airways Govt Membership would provide the following best option to make use of your factors because it's the one different program that has a switch ratio of 1: 1.

You'll have entry to not solely British Airways, however oneworld alliance as effectively. It will help you journey anyplace exterior of Canada.

We worth to Avios at 1.75 cents.

Our # Three selection for airline switch companions: Delta SkyMiles

The SkyMiles on WestJet is why this selection finally ends up on our listing.

Whereas the switch ratio shouldn’t be 1: 1, there's nonetheless some worth in testing what Delta might have to supply.

Please observe: These flights had been initially researched on November 15, 2019.

Toronto to Vancouver – March 2020
airlineWestJet
SkyMiles Wanted25,000
Variety of Membership Rewards Wanted33,333
West Jet Value$ 308
SkyMiles Taxes and Charges($ 65.36)
Whole Financial savings$ 234.64
Membership Rewards Worth Per Level0.7 cents
Halifax to Calgary – March 2020
airlineWestJet
SkyMiles Wanted25,000
Variety of Membership Rewards Wanted33,333
West Jet Value$ 681
SkyMiles Taxes and Charges($ 80.09)
Whole Financial savings$ 600.91
Membership Rewards Worth Per Level1.eight cents
Ottawa to Las Vegas – March 2020
airlineWestJet
SkyMiles Wanted25,000
Variety of Membership Rewards Wanted33,333
West Jet Value$ 479
SkyMiles Taxes and Charges($ 77.44)
Whole Financial savings$ 401.56
Membership Rewards Worth Per Level1.2 cents
Montreal to Paris – March 2020
airlineAir France
SkyMiles Wanted50,000
Variety of Membership Rewards Wanted66,700
Air France Value$ 707.00
SkyMiles Taxes and Charges($ 138.00)
Whole Financial savings$ 569.00
Membership Rewards Worth Per Level0.85 cents
Toronto to Seoul – March 2020
airlineKorean Air
SkyMiles Wanted75,000
Variety of Membership Rewards Wanted100000
Korean Air Value$ 1,472.00
SkyMiles Taxes and Charges($ 85.86)
Whole Financial savings$ 1,386.14
Membership Rewards Worth Per Level1.39 cents

It usually not obtainable on WestJet, Delta or different SkyTeam carriers.

With worldwide flights, the entire taxes and costs are lower than the equal redemption on both Aeroplan or Govt Membership, usually giving Delta a lot better worth for these flights.

Even when our Montreal-Paris flight has a worth of lower than 1 cent – you continue to recover from $ 500 financial savings with Delta. Then again, there isn’t any purpose to ebook this flight with Airplane, as a result of an equal flight would price you roughly $ 650 in taxes and costs. A simple resolution.

Delta SkyMiles permits anybody to test what a possible redemption is price with out an account, so it's straightforward to see what is perhaps obtainable.

And even with the 4: Three switch ratio, should you do your analysis, you might rating a fairly whole lot.

Associated: How To Get Free Flights Utilizing A Companion Voucher

Amex Fastened Factors Journey Program – 1.75 cents

The Fastened Factors Journey Program affords the following finest worth on your factors.

How does the Fastened Factors journey program work? Effectively, it's all within the title.

American Categorical has set a lot of factors – merely login to your Amex account and seek for a flight you wish to ebook.

The chart beneath will let you know what number of factors are required, in addition to the utmost cowl value for every distance.

Fixed Points Travel Program Chart

If you cannot get the utmost value, your worth per level ranges from 1.5 to 2 cents every.

Nevertheless it's necessary to notice that every one long-haul Canada / US flight goes to $ 700, so with out doing all your analysis, you might find yourself shedding some worth.

Simply you’ll want to get a worth of a couple of cent, in any other case utilizing your factors to redeem towards journey could be a greater possibility.

Associated: American Categorical Fastened Factors Journey Program Bonus

Switch to lodge companions – 1.16 cents

The final journey redemption is on the market to lodge companions.

Membership Rewards has solely 2 lodge choices: Marriott Bonvoy and Hilton Honors.

For Marriott Bonvoy Rewards, 5 Membership Rewards factors develop into 6 Marriott Bonvoy factors.

We worth a Marriott Bonvoy level at 0.97 cents when redeemed for lodge stays, giving this selection a Membership Rewards level worth of 1.16 cents,

For Hilton Honors, 1,000 Membership Rewards factors to offer you 1,000 Hilton Honors factors. A tough worth for one Hilton Honors level is 0.6 cents per level,

Redeem your Amex factors via Ticketmaster – 1 cents

If going to live shows and sporting occasions are your factor, American Categorical has you coated.

Not solely do you get tickets for the Ticketmaster purchases as effectively.

2,000 factors provides you with a $ 20 Ticketmaster credit score, a worth of 1 cent.

Donations to charities – 1 cent

At the moment, you’ll be able to donate your factors to just one charity – Save the Kids.

Completely different denominations can be found, however they’re all price the identical: 1 level equals 1 cent.

Please observe: You possibly can solely redeem for donations in denominations of 1,000, 3,000, 5,000, or 10,000 factors.

Reward playing cards – 0.82 cents

Membership Rewards has a wide variety of present playing cards obtainable.

Based mostly on the knowledge beneath, we discovered a median level worth of 0.82 cents.

Card Identify & QuantityFactors RequiredWorth Per Level
$ 50 keg steakhouse6,0000.83 cents
$ 25 Final Eating Card3,0000.83 cents
$ 250 Fairmont Resorts & Resorts Reward Card30,0000.83 cents
$ 100 Dwelling Depot Card12,0000.83 cents
$ 50 Roots Reward Card6,0000.83 cents
$ 500 Air Canada Reward Card65,0000.77 cents
$ 50 Esso Card6,5000.77 cents

Money statements – 0.7 cents

If not one of the above choices sound good to you, then these factors may also be transformed for assertion credit.

1,000 factors provides you a $ 7 credit score assertion, a worth of 0.7 cents per level. A minimal redemption of 1,000 factors is required.

Procuring together with your factors at Amazon.ca provides you a similar worth as money statements, however with no minimal redemption.

1,000 factors for $ 7 off an order at amazon.ca.

Merchandise – 0.68 cents

Like different applications, Membership Rewards has a merchandise catalog.

And similar to different merchandise catalogs, the worth you get with this redemption possibility is normally not nice.

Based mostly on the sampling of merchandise we discovered, we got here to a median worth of 0.68 cents for merchandise.

Merchandise titleFactors RequiredPrecise ValueWorth Per Mile
Cuisinart Velocity Extremely Blender19,100$ 172.890.91 cents
Beats Capsule + Speaker39,000$ 282.500.72 cents
Breville The Good Tea Infuser30,000$ 205.660.69 cents
Coleman NXT Lite Stand Up Propane Grill41.200$ 280.240.68 cents
Fitbit Ionic Watch59,400$ 395.500.67 cents
Dyson Cool AM06 30 cm fan52,100$ 339.000.65 cents
Apple TV 4K 32GB37,500$ 226.000.60 cents
Step2 Actual Tasks Workshop16,300$ 88.140.54 cents

Please observe: All prices have 13% gross sales tax included within the value.

How one can earn American Categorical Membership Rewards

Sadly, there are just one approach to earn American Categorical Membership Rewards – via American Categorical bank cards.

The good half, nevertheless, is that regardless that these are all premium bank cards, none of them include steep earnings necessities, making them obtainable to a great variety of Canadians.

Plus, all of them include nice join the following trip.

Associated: Finest American Categorical Credit score Playing cards in Canada

Credit score CardWelcome BonusEarn FeeAnnual chargeApply Now
American Categorical CobaltAs much as 30,000 factors (phrases)* 5 factors per $ 1 on groceries & eating places
* 2 factors per $ 1 on fuel, transit, and journey
* 1 level per $ 1 on all different purchases
$ 120Apply Now
American Categorical Gold Rewards25,000 factors (phrases)* 2 factors per $ 1 on fuel, groceries, drugstores, and journey
* 1 level per $ 1 spent on all different purchases
$ 150Apply Now
American Categorical Platinum50,000 factors (phrases)* Three factors per $ 1 on eating
* 2 factors per $ 1 on journey
* 1 level per $ 1 on all different purchases
$ 699Apply Now
American Categorical Enterprise Gold30,000 factors (phrases)* Three factors per $ 1 at chosen retailers
* 1 level per $ 1 all different purchases
$ 250Apply Now
American Categorical Enterprise Platinum40,000 factors* 1.25 factors per $ 1 on all purchases$ 499Apply Now
American Categorical Enterprise Edge CardAs much as 42,000 factors (phrases)* Three factors per $ 1 on workplace provides, electronics, fuel, and eating places
* 1 level per $ 1 all different purchases
$ 99Apply Now

American Categorical Cobalt Card

The is a good card for incomes Membership Rewards factors. It needs to offer you:

  • $ 500 or extra of your card, 2,500 bonus factors per 30 days
  • 5 factors per greenback spent on groceries and eating places,
  • 2 factors per greenback spent on fuel, journey and transit, and
  • 1 level per greenback spent on all the pieces else.

As an alternative of a straight ahead annual charge, this card has a month-to-month charge of $ 10. If you happen to hold this card for a yr, you'll find yourself paying $ 120, however paying it in month-to-month makes it a bit of simpler to justify.

The draw back? With this card, you cannot switch to airline companions, in order that's your desire for level redemption, this card won’t enable you.

Associated: A Night time Out On The City With My Amex Cobalt Card

American Categorical Gold Rewards Card

In case you are searching for a transferring to airline companions is the cardboard for you.

This card needs to offer you:

  • 25,000 welcome bonus factors while you spend $ 1,500 within the first Three months,
  • 2 factors per greenback spent on fuel, groceries, drugstores and journey, and
  • 1 level per greenback spent in every single place else.

Not solely can you employ the complete membership rewards program, but it surely's additionally our # 1 ranked airline card, with an annual charge of $ 150.

The Platinum Card

If premium perks are your factor, you cannot go fallacious with the ,

Whereas the earn price is just one level for each greenback spent (with bonuses for restaurant and journey purchases), you'll get a number of the finest perks on the Canadian market:

  • 50,000 welcome bonus factors while you spend $ 3,000 within the first Three months,
  • free and limitless airport lounge entry at precedence move lounges,
  • $ 200 annual journey credit score,
  • entry to the worldwide airline program, which incorporates reductions, upgrades and companions fares on choose airways around the globe, and
  • Marriott Bonvoy Gold Elite standing.

And that is only a sampling of that's obtainable.

For an annual charge of $ 699, this card will roll out the crimson carpet for you wherever you go.

Enterprise bank cards

Thrown into.

  • (this card doesn’t permit transfers to airline applications)

Associated: Finest Small Enterprise Credit score Playing cards in Canada

Membership Rewards questions and solutions

Listed here are some frequent questions and solutions concerning the Membership Rewards program.

How versatile are these rewards?

They’re a number of the most versatile rewards you will discover:

  • Switch choices to six airline applications and a couple of lodge companions.
  • Use the mounted factors chart for elevated worth on flight redemptions.
  • E book your personal means, via any supplier you select, with no lack of level worth.
  • Redeem your rewards for journey, money statements, merchandise, present playing cards, live shows, and even charitable donations.

Are there blackout dates?

No, there are not any blackout dates.

Will I unfastened my factors if I cancel an award flight?

If you happen to switch your factors to an airline or lodge companion, you'll need to seek the advice of with the companion.

In case you are utilizing Membership Rewards Factors, you’ll not be charged for canceling.

Do these rewards expire?

No, your card account is in good standing.

Can you employ factors to cowl taxes and costs?

Sure, however solely via the Versatile Factors Program.

Can these rewards be transferred?

Membership rewards could be transferred to six airline applications and a couple of lodge companions.

Is there a approach to earn rewards sooner?

No, utilizing bank cards is the one approach to acquire rewards.

Lengthy story quick

In terms of redeeming for journey, the Membership Rewards program is tough to beat.

With a number of switch choices, a hard and fast factors chart, and an incredible fall-back possibility in utilizing the Versatile Factors Program.

Plus, with the power to talk for assertion credit, donate to charity, get present playing cards, merchandise or store at Amazon.com, this program has so much to supply.

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