Ever wished to fly farther, for much less?

As a part of TD’s complete bank card portfolio, they’ve created the TD Rewards program for customers searching for a neater method to redeem their bank card rewards for journey.

Whether or not you ebook by way of TD’s journey web site run by Expedia or by way of another supplier, you’re not restricted when it comes time to redeem your hard-earned factors.

Let's dive in.

TD Rewards at a look

Calculating the worth of a TD Rewards level

Let's break down the best way to redeem your TD Rewards factors in 2 broad classes – journey and every thing else.

Redeem TD Rewards factors for journey

When redeeming your TD Rewards factors for journey, you will have the choice to both:

  • redeem by way of Expedia For TD, or
  • use your factors towards any journey buy made to your TD bank card.

TD Rewards for Expedia: 0.5 CPP

In order for you the perfect worth to your factors, redeeming your TD Rewards at Expedia For TD is the way in which to go. 200 factors offers you $ 1 off your journey buy, giving your factors a worth 0.5 cents.

How does Expedia For TD work? Simple.

Log in to your account at Expedia For TD and ebook your subsequent trip. The complete stock obtainable at Expedia Canada can also be obtainable at Expedia For TD. This contains flights, lodges, automotive leases, and trip packages.

At try, use as many factors as you need with a minimal redemption of 200 factors.

Associated: Expedia For TD – 7 Issues You Want To Know

Redeem TD Rewards factors for any journey: 0.Four CPP

Wish to ebook journey with a distinct supplier?

No drawback. You may redeem your factors towards any journey you bought together with your TD bank card.

With this selection, you get a barely decrease level worth of 0.Four cents.

For the primary $ 1,200 of a single journey buy, each 250 factors you redeem offers you $ 1. Then, for something over $ 1,200, 200 factors offers you $ 1.

Whereas there’s a slight lack of level worth, you achieve the power to make use of the supplier of your selection.

Redeem TD Rewards factors for different gadgets

Though you’ll get the perfect worth when redeeming for journey, TD Rewards has a number of different choices for those who’re not planning a visit anytime quickly.

Redeem TD Rewards factors for increased training: 0.Four CPP

As one of the crucial sensible redemption choices we've seen to this point, TD Rewards means that you can switch your factors in direction of your pupil loans or tuition.

This may be particularly helpful for college kids or latest grads trying to get forward of their pupil debt as quickly as attainable.

62,500 factors offers you a $ 250 credit score in direction of your tuition or pupil loans, a degree worth of 0.Four cents.

To see a listing of taking part establishments, click on right here.

Associated: Why Each Pupil Wants An SPC Card

Redeem TD Rewards factors at Store The Mall: 0.three CPP

With TD’s Store The Mall, you need to use your factors to assist pay for on-line purchases from quite a lot of totally different retailers, together with:

  • Apple,
  • Hole,
  • Indigo,
  • Roots,
  • Sportchek, and
  • Walmart.

Use as many factors as you need, with a minimal of a $ 1 redemption.

One level is price 0.three cents when redeemed this fashion.

Redeem TD Rewards factors for reward playing cards: 0.25 CPP

TD has all kinds of reward playing cards for varied locations to select from, together with retailers, eating places, and gasoline stations. Each presents the identical worth of 0.25 cents per level.

Listed below are some examples of taking part retailers:

  • Greatest Purchase,
  • Boston Pizza,
  • Canadian Tire,
  • Cineplex,
  • Costco,
  • Esso,
  • Hole,
  • Hudson’s Bay,
  • Dwelling depot,
  • Indigo,
  • Loblaws,
  • Starbucks, and
  • Tim Horton's.

Redeem TD Rewards factors for assertion credit: 0.25 CPP

When you want to make use of your factors as an announcement credit score, each 400 factors covers $ 1, a worth of 0.25 cents per level.

However it’s good to redeem a minimal of 10,000 factors (a $ 25 worth) for this selection.

Redeem TD Rewards factors for merchandise: 0.23 CPP

Like scoring some free merchandise together with your factors? TD Rewards has you coated.

And whereas there’s all kinds of products obtainable, your factors are solely price a mean of 0.23 cents, with a spread of 0.10 to 0.32 cents per level.

Right here’s a sampling of what we researched.

Merchandise Factors required Value Level Worth (CPP)
Microsoft Xbox One S 1TB Battlefield V Bundle 123.140 $ 390.98 0.32
Fitbit Ionic Watch 133.032 $ 395.50 0.30
Beats Solo3 Wi-fi On-Ear Headphones – Gloss Black 127.068 $ 372.90 0.29
Apple 13-inch MacBook Professional: 2.3GHz dual-core i5, 128GB 666.130 $ 1,953.77 0.29
Bose® SoundLink® Coloration Bluetooth Speaker II 67.414 $ 192.10 0.28
Broil King Baron 590 grill 456.725 $ 1,128.87 0.25
T-Fal Steam Iron 43.838 $ 101.70 0.23
Breville The Barista Categorical Espresso Machine 293.717 $ 632.80 0.22
Canon EOS Insurgent T6 243.273 $ 474.60 0.20
Armani Trade Males's Diamond Accent Black Ion-Plated Stainless Metal Bracelet Watch 90.103 $ 157.07 0.17
Samsung 50 inch NU7100 Collection 4K UHD Good LED TV 396,989 $ 655.40 0.17
Motorola Moveable Video Child Monitor 100,474 $ 124.30 0.12
DeWalt 20V Lithium Ion Cordless Drill 148.138 $ 145.77 0.10

* Worth as discovered on google, with 13% gross sales tax added.

TD Rewards bank cards

Not like another loyalty rewards applications, the one manner you’ll be able to earn TD Rewards is by getting a TD Rewards bank card.

There are three obtainable and we'll give a quick overview of every one.

TD Credit score Card Welcome bonus Earn price Annual Price & Earnings Necessities Apply Now
TD First Class Journey Visa Infinite * 20,000 factors after your first buy (phrases)
* Annual payment rebated for the primary yr (provide ends September 8, 2020)
* 9 factors per $ 1 at Expedia for TD
* three factors per $ 1 on all purchases
* $ 120 annual payment
* 60Ok private / 100Ok family earnings
Apply Now
TD Platinum Journey Visa * 15,000 factors after your first buy
* Annual payment rebated for the primary yr (provide ends September 8, 2020)
* 5 factors per $ 1 at Expedia For TD
* three factors per $ 1 on groceries and recurring payments
* 2 factors per $ 1 on all purchases
* $ 89 annual payment
* No earnings necessities
TD Rewards Visa * 10,000 factors after maintaining the cardboard in good standing for three months (provide ends September 8, 2020)
* Provide not obtainable to residents of Quebec, click on right here as a substitute.
* three factors per $ 1 at Expedia For TD
* 2 factors per $ 1 on grocery, restaurant and recurring payments
* 1 level on all different purchases
* No annual payment
* No earnings necessities

TD First Class JourneyVisa Infinite *

Because the premium providing for this system, the earns you probably the most factors out of all of your choices.

First, this card comes with a sign-up bonus of 20,000 factors after your first buy.

Then, earn factors on all of your day by day spending:

  • 9 factors per $ 1 spent on-line at Expedia For TD (6 factors for those who ebook by cellphone), and
  • three factors per $ 1 in all places else.

With every level being price as much as 0.5 cents, that's a 4.5% return in your spending at Expedia For TD – one of many highest return charges for journey purchases you’ll discover on any bank card. Plus, earn a mean return of 1.5% on all of your different spend.

You'll additionally get the added protection of 9 forms of buy and journey insurance coverage, together with delayed and misplaced baggage insurance coverage, in addition to journey cancellation and journey interruption.

That is all for an annual payment of $ 120 (for the first cardholder – $ 50 for approved customers), however the annual payment is rebated for the primary yr.

The cardboard additionally has earnings necessities of $ 60,000 private or $ 100,000 family.

Wish to get the annual payment waived completely? Get the TD All-Inclusive checking account and this card will qualify for an annual payment waiver. This manner you may get a premium card for no annual payment.

TD Platinum Journey Visa*

When you don’t meet Visa Infinite necessities, or perhaps you simply want a card with a decrease annual payment, the TD Platinum Journey Visa * Card is an effective various.

It permits you to earn loads of factors with out requiring a excessive earnings, plus has a decrease annual payment of $ 89 for the first cardholder ($ 35 for approved customers). The payment can also be rebated for the primary yr.

To start out, you'll get a sign-up bonus of 15,000 factors after your first buy.

And to maintain including to your level financial institution, you’ll earn at these charges:

  • 5 factors per $ 1 spent on-line at Expedia For TD (three factors if reserving by cellphone),
  • three factors per greenback spent on groceries and recurring invoice funds, and
  • 2 factors per $ 1 spent in all places else.

You’ll even be protected with 7 forms of buy and journey insurance coverage, together with delayed and misplaced baggage insurance coverage.

And, just like the , this card qualifies for an annual payment waiver in case you have the TD All-Inclusive banking account.

TD Rewards Visa*

The TD Rewards Visa * Card is a good possibility for those who're searching for a no payment card.

In your spending, you'll earn:

  • three factors per $ 1 for journey booked on-line at Expedia For TD (2 factors if booked by cellphone),
  • 2 factors per $ 1 spent on grocery, restaurant, and recurring invoice funds, and
  • 1 level per $ 1 in all places else.

You'll additionally obtain 10,000 factors once you preserve your account lively and good standing for three months.

TD Rewards questions and solutions

Listed below are the solutions to some widespread questions concerning the TD Rewards program.

Are TD rewards very versatile?

TD Rewards are very versatile, since you’ll be able to redeem for any sort of journey buy in addition to get money assertion credit.

When you use TD Rewards to ebook journey, are there blackout dates?

No, there are not any blackout dates for those who ebook journey together with your TD Rewards.

Do TD Rewards expire?

No, so long as you will have an lively TD Rewards bank card, your rewards is not going to expire.

Can TD Rewards factors even be used to cowl journey taxes and costs?

Sure, you need to use your TD Rewards factors to cowl taxes and costs once you ebook journey.

Can I switch TD Rewards to another program?

No, you can’t switch your TD Rewards to another applications.

Are there any methods I can earn TD Rewards extra rapidly?

No, the one method to earn rewards is with a TD Rewards bank card.

Does TD Rewards have a value matching coverage?

Sure, you’ll be able to value match an Expedia For TD reserving. However you’ll be able to solely value match on a mixed flight and lodge package deal, or only a lodge reserving. You may't value match an airfare booked by itself.

How can I entry my TD Rewards account?

To entry the TD Rewards login, go to the TD Rewards residence web page, and click on login on the highest proper nook of the web page.

In a nutshell

TD Rewards presents a versatile program that means that you can use your factors for any sort of journey buy and get almost the identical worth to your factors no matter journey supplier.

And with some nice bank cards obtainable to earn you factors, you'll be jetting off very quickly.

Have you ever used the TD Rewards program earlier than? How was your expertise?

Tell us within the feedback beneath.