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Tips on how to use IHG factors for optimum worth


Signing up for bank cards by associate hyperlinks earns us a fee. Phrases apply to the presents listed on this web page. Right here’s our full promoting coverage.

Signing up for bank cards by associate hyperlinks earns us a fee. Phrases apply to the presents listed on this web page. Right here’s our full promoting coverage.

IHG doesn't have as many places as Marriott. It’s award chart isn’t as interesting as Hyatt’s. It's not as beneficiant as Hilton in recognizing elite standing.

Nonetheless, IHG has a novel attraction for vacationers even those that are already loyal to different resort chains: The advantages that include the IHG® Rewards Membership Premier Credit score Card, equivalent to automated Platinum elite standing and an annual free evening. It's hands-down the most effective resort bank card for IHG loyalists. Regardless of being a Marriott Titanium elite, I'm blissful to be an IHG cardholder as nicely, and I've discovered my IHG factors to have complementary advantages when Marriott isn't assembly my journey wants.

Immediately, I'll present you how you can use your IHG factors without spending a dime resort nights all around the globe. Let's dive in.

Use your IHG factors to remain at distinctive properties, together with this InterContinental resort in Japan. (Photograph by SenSeH / Shutterstock)

Tips on how to use IHG factors

There are a couple of alternative ways to redeem your IHG factors, however the most effective worth by far is to make use of them immediately for resort stays. Whether or not you e-book a normal award evening, combine factors and money, or reap the benefits of the frequent IHG PointBreaks promotions, you’ll all the time come out forward utilizing these factors without spending a dime nights at IHG accommodations.

One necessary factor to remember: The IHG web site proudly proclaims there are not any blackout dates however that doesn't imply you may e-book any normal room on factors. Resorts restrict the variety of rooms they make obtainable for reward nights, which makes this coverage near nugatory. At a few of IHG’s high properties, just like the InterContinental Bora Bora and the soon-to-open InterContinental Maldives Maamunagau Resort, it’s commonplace to see zero award nights for your complete 12 months.

Redeeming IHG factors

The IHG award chart types its properties by class, although they’ve introduced plans to maneuver to “dynamic pricing” within the close to future (which means they’ll abolish classes and cost no matter they need). Hopefully, this may result in a rise in award availability, work at a better value in all probability. For now, IHG free nights value the next quantities:

ClassFactors per evening
Class 110,000
Class 215,000
Class 320,000
Class 425,000
Class 530,000
Class 635,000
Class 740,000
Class 845,000
Class 950,000
Class 1055,000
Class 1160,000
Class 1265,000
Class 1370,000

There are some anecdotally greater resort rooms. For instance, you may safe an overwater villa on the aforementioned InterContinental Maldives for 100,000 factors per evening.

Though there is just one true luxurious choice amongst IHG resort manufacturers (InterContinental), I've discovered that in big-city markets like New York or London are a number of mid-tier accommodations that find yourself costing near the highest of the award chart , The flip facet can be true: In traditionally low-cost markets like Kuala Lumpur you will discover InterContinental accommodations for as little as 30,000 factors per evening.

Utilizing Factors + Money

Should you're brief on factors, IHG will usually give you the flexibility to combine factors and money on an award keep. IHG basically sells you the lacking factors on the worth proven after which deducts the entire quantity out of your account. Right here’s an instance.

The precise value of the factors varies by resort and by the quantity you're shopping for, although on this case it prices 0.6 cents. As an example, you may pay 65,000 factors for a free evening, or 60,000 factors and $ 30 money. Which means IHG is promoting you 5,000 factors for $ 30 ($ 30 / 5,000 factors = 0.6 cents per level).

We estimate IHG factors worth to be round 0.5 cents every, so Factors + Money isn't often a fantastic thought. Nonetheless, 0.6 cents is considerably lower than the worth IHG usually prices to buy factors. You may truly use this methodology to “purchase” IHG factors at a reduction for those who've acquired a great redemption in thoughts (Learn our submit on the IHG Factors & Money trick to learn to do it).

Observe: Factors purchases are processed by Factors.com, and also you received’t earn bonus factors by paying with an IHG bank card.

Soar on IHG PointBreaks

Each few months the resort releases the IHG PointBreaks record, permitting you to e-book sure accommodations at 5,000, 10,000 or 15,000 factors per evening, which represents an enormous low cost over regular charges. You're not going to discover a litter of five-star accommodations on this record, however you’ll often discover a couple of InterContinental accommodations for 15,000 factors per evening. The higher values ​​have a tendency to return from the 5,000 or 10,000-point offers, particularly if you should use them in costly cities. That is usually the most effective use of IHG factors.

Low-value redemptions

Should you don’t have sufficient IHG factors for a resort evening however are nonetheless trying to squeeze some worth out of them, there are a couple of choices you may contemplate. Most of those redemption values ​​are fairly low and will solely be used as a final resort.

IHG permits you to switch factors to plenty of fashionable frequent-flyer applications, together with Alaska Airways Mileage Plan and Avianca LifeMiles, however the switch ratio is an abysmal 5: 1 or worse. So there's a 10,000-point minimal, which might web you 2,000 airline miles at finest.

Alternatively, you would redeem for present playing cards or journal subscriptions, however this offers you lower than 0.Three cents per level, making it one of many worst potential choices.

You too can donate your factors to charity for those who'd like, however IHG doesn't inform you how a lot money the charities truly get if you donate.

Tips on how to use your free evening certificates and IHG Premier Card

The IHG® Rewards Membership Premier Credit score Card is a superb selection for frequent IHG vacationers for plenty of causes. Other than the massive welcome bonus, cardholders can even take pleasure in automated Platinum elite IHG standing and a fourth evening free on award stays.

The very best advantage of the IHG Premier Card is its annual free-night certificates, value as much as 40,000 factors. While you're making an attempt to redeem this certificates, it’s essential undergo your most important account dashboard as a substitute of trying to find regular award area. You probably have a free-night certificates obtainable, you’ll click on the hyperlink on the left facet of your account and it’ll redirect you to the right search web page.

Backside line

Some individuals don’t like factors which might be difficult to redeem, regardless of their doubtlessly excessive worth. It will possibly result in evaluation paralysis. Should you're new to miles and factors, know that IHG factors actually don't have that drawback. You may learn our IHG factors assessment for all the small print.

IHG factors are very simple to make use of, and also you’ll all the time come out forward utilizing your factors for resort stays. Hopefully, you may reap the benefits of a PointBreaks redemption or purchase factors at a reduction for those who want them, however typically a easy, no-nonsense award keep is absolutely your finest guess. Learn our submit on the most effective bank cards to earn IHG factors to accrue them in a rush.

And for the most recent suggestions and tips on touring huge with out spending a fortune, please subscribe to the Million Mile Secrets and techniques each day electronic mail publication,

Editorial observe: We're the Million Mile Secrets and techniques workforce. And we're happy with our content material, opinions and evaluation, and of our reader's feedback. These haven’t been reviewed, accredited or endorsed by any of the airways, accommodations, or bank card issuers which we regularly write about. And that's simply how we prefer it! 🙂

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