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IHG Rewards assessment | Million Mile Secrets and techniques


Signing up for bank cards via companion hyperlinks earns us a fee. Phrases apply to the provides listed on this web page. Right here’s our full promoting coverage.

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IHG Rewards, the loyalty program for lodges like Vacation Inn, InterContinental, Crowne Plaza and extra, generally is a tough program to navigate. IHG used to have broad enchantment even to vacationers who have been primarily loyal to a unique resort chain, however even that’s altering and the chance value of sticking with IHG retains going up.

We'll take a deep dive into this system on this IHG Rewards assessment that can assist you determine whether or not it is sensible for you.

In our IHG Rewards assessment, we'll present you the way IHG factors might help you rating free nights at a whole bunch of InterContinental lodges around the globe, just like the InterContinental Madrid. (Picture by Enriscapes / Shutterstock)

IHG Rewards assessment

There are many weaknesses with IHG.

Whereas the IHG award chart at the moment costs free nights at lodges by class, it has introduced plans to maneuver to a dynamic pricing scheme quickly (and it’s anybody’s guess what that’s going to imply). The present award chart makes use of wildly inflated costs, which suggests it might take you a very long time to avoid wasting up sufficient factors for top-tier redemptions.

Many lodges have weak no blackout date insurance policies, however IHG doesn't even trouble with one. Lodges are allowed to limit the variety of rooms they make accessible for award redemptions, which generally is a drawback at upscale manufacturers like InterContinental and Kimpton. Elite standing can also be comparatively much less rewarding, nevertheless it's straightforward to leap straight to Platinum elite by holding the proper bank card (extra on that later).

Another excuse I'm not the most important fan of IHG is that it doesn't have as many numerous manufacturers inside its portfolio. Marriott has a number of luxurious choices, together with St. Regis, Ritz Carlton, JW Marriott, W Lodges and Westin, whereas IHG solely has InterContinental and Kimpton for these looking for a five-star keep.

In case you want less-upscale lodging, nonetheless, there are extra choices. IHG resort manufacturers:

In case you're new to IHG, learn our information to learn how to arrange an IHG account.

The way to earn IHG Rewards Membership factors

Keep at IHG lodges

The best method to earn IHG factors is by reserving money stays at an IHG resort. Relying on the model and your IHG elite standing, you’ll earn factors on the following price per greenback you spend:

You’ll have to e book your keep instantly with IHG with the intention to earn factors. Stays booked via an internet journey company like Expedia or with financial institution factors (like Chase Final Rewards) usually received't earn IHG factors or be eligible for elite advantages.

Use the IHG Rewards Membership Premier Credit score Card

The IHG® Rewards Membership Premier Credit score Card at the moment provides 80,000 bonus factors after spending $ 2,000 on purchases throughout the first three months of account opening, You’ll earn 25 factors complete per greenback at IHG lodges, 2 factors per greenback at fuel stations, grocery shops, and eating places, and 1 level per greenback on all different purchases. It's the very best bank card to earn IHG factors.

With this card you'll at all times get:

  • Platinum IHG standing (late checkout when accessible, complimentary upgrades (topic to availability), a welcome amenity, 50% bonus on the bottom factors you earn and your IHG factors received’t expire with elite standing)
  • Anniversary free evening price as much as 40,000 factors
  • Fourth evening free on customary room award stays of 4 nights or extra
  • International Entry or TSA PreCheck software payment credit score each 4 years (as much as $ 100)
  • 10,000 bonus factors after you spend $ 20,000 every account yr
  • No overseas transaction charges

Learn our IHG Credit score Card assessment for extra particulars.

This card is affected by the Chase 5/24 rule, which suggests should you’ve opened 5 or extra bank cards from any financial institution (excluding sure enterprise playing cards) prior to now 24 months, you received’t be authorised. In case you're new to miles and factors or are beneath 5/24, you'll should weigh this elevated supply in opposition to lots of the different finest Chase bank cards.

Purchase factors

IHG is without doubt one of the many applications that lets you purchase factors, and it incessantly runs low cost promotions. Every account is allowed to buy as much as 100,000 factors per calendar yr. I like to recommend you purchase these factors provided that there’s a factors sale, you have got a selected redemption in thoughts, and you've already confirmed that there can be found award rooms on the dates you're touring. All the time verify the paid value of the room to make sure you're getting a greater take care of factors.

Additionally contemplate that Chase IHG Premier cardholders get a 20% low cost after they buy factors and pay with their IHG bank card. Nevertheless, this perk doesn’t stack with IHG factors gross sales.

You may also “purchase” factors by using the IHG Factors & Money trick, normally for ~ 0.6 cents every.

Switch from Chase Final Rewards (BAD VALUE)

IHG is a Chase switch companion. In case you're quick on factors, and working out of time and shopping for factors isn't an choice for you, you would possibly contemplate transferring Chase Final Rewards factors to IHG. IHG makes use of a really inflated award chart, with the most costly lodges pricing out at 70,000-100,000 factors per evening. Nonetheless, Chase factors solely switch at a 1: 1 ratio, the identical as Hyatt the place the highest tier prices one-third as a lot.

I can't consider a single situation the place this is able to be a very good use of your Chase factors, except you want just a few factors to prime off your account. However it's price understanding all your choices.

Redeeming IHG Factors without spending a dime resort nights

Normal award nights

Despite the fact that IHG makes use of a set award chart, you received't discover it printed wherever on the IHG web site.

What we do know is that free evening redemptions begin at simply 10,000 factors per evening for the bottom class.

A lot of the costly lodges prime out at 70,000 factors per evening, however a handful can hit 100,000 factors per evening together with InterContinental properties in Macau, and the Maldives.

In between you’ll discover most luxurious lodges and plenty of properties in massive cities hovering across the 35,000-50,000 level vary.

Factors & money

Any time a room is bookable with factors, IHG will even supply a factors & money choice. What's’s attention-grabbing to notice is that while you e book this fashion, IHG truly sells you the additional factors after which debits them out of your account as a substitute of simply charging your bank card. You’ll typically pay a price of between 0.6-1 cent per level, with the associated fee dropping the extra factors you determine to purchase.

The precise price will fluctuate primarily based on which pricing package deal you choose and what property you're staying at, however you'd normally be higher off shopping for the factors outright throughout a sale as a substitute of utilizing this methodology.

You may mix factors and money to stretch your IHG factors for extra stays.

How a lot are IHG factors price?

Now that we perceive learn how to earn IHG factors and the 2 most simple methods to redeem them, it's time to ask the all necessary query: How a lot are IHG Rewards Membership factors actually price?

Figuring out IHG factors worth isn't lower and dry, although we estimate they're price a median of 0.5 cents every. I preserve utilizing the InterContinental The Willard Washington DC for instance, so let’s follow that. The property prices 70,000 factors for a free evening award, or about $ 600 for money charges most nights. This provides you a tough worth of 0.85 cents per IHG level, although the numbers aren't at all times so rosy.

My all-time favourite use of IHG factors was redeeming 35,000 for a mini staycation on the InterContinental Shanghai Ruijin, situated in a historic previous state guesthouse. Money charges at that property are typically $ 200 an evening, giving me a redemption worth of about 0.6 cents per level. I discover this to be a very good baseline, and I typically peg IHG factors at 0.5-0.6 cents every.

Whereas it's actually doable to lock in a better redemption worth (see our submit on the very best makes use of of IHG factors), this typically solely occurs at top-tier properties and it’s at all times of venture whether or not you’ll discover award house. I primarily based my worth half on the common of my very own private redemptions, and half on how a lot I'd be keen to pay to accumulate IHG factors. That's the piece of the equation that always will get ignored after we discuss worth. It's not simply how a lot you need to be attempting to internet out of your redemptions, but additionally at what value would you be equally glad if somebody gave you factors or money.

pointbreaks

Along with customary award redemptions and factors & money bookings, IHG additionally provides a promotion about as soon as 1 / 4 referred to as PointBreaks. IHG selects just a few dozen lodges and reductions them to five,000, 10,000 or 15,000 factors an evening. You may take a look at the present listing right here.

This promotion was a surefire method to rating luxurious lodges at a steep low cost, however IHG has slowly and repeatedly devalued it through the years. There appear to be fewer and fewer luxurious lodges with every iteration, with a lot of the listing being composed of assorted Vacation Inn properties. Whereas there are sometimes InterContinentals on the listing, keep in mind you're competing with two entities:

  • Fellow vacationers who will soar on the very best offers
  • The lodges, that are allowed to restrict their award stock

IHG elite standing

IHG Rewards Membership provides three totally different tiers of IHG standing:

  • IHG Gold Elite (10 nights or 10,000 qualifying factors)
  • IHG Platinum Elite (40 nights, 40,000 qualifying factors or holders of the IHG Premier card)
  • IHG Spire Elite (75 nights or 75,000 qualifying factors)

The first advantages of IHG elite standing are the bonus factors, welcome facilities and precedence check-in. IHG provides a number of the weakest room upgrades to its elite members, with even top-tier Spire elites not entitled to house accessible suite upgrades. My main resort loyalty is to Marriott, the place I maintain Titanium Marriott Bonvoy elite standing. Comparatively talking, I've by no means been impressed with the upgrades I've acquired at IHG lodges.

IHG elite standing doesn't evaluate to different resort chains like Marriott.

IHG is slightly distinctive in that it provides the power to pay for elite standing. For $ 200 a yr you’ll be able to be part of the InterContinental Ambassador program, which comes with (solely) Platinum elite standing and some different advantages akin to a free weekend evening (at InterContinental lodges solely, mixed with a paid weekend evening), late check-out , and a meals or bar credit score of as much as $ 20 per keep.

Since you will get Platinum standing simply as simply by holding the IHG Premier bank card, a good suggestion for any critical IHG traveler, the added advantages right here appear slightly restricted exterior of the free weekend evening certificates.

IHG Rewards FAQs

Is it price amassing IHG factors?

This can be a very private choice. I've wound down my interactions with IHG since they capped their bank card’s annual free evening at 40,000 factors.

I believe virtually each kind of traveler (luxurious, finances, enterprise, and many others.) could be higher served with one of many different resort chains, however should you incessantly end up staying with IHG or like their manufacturers, there's positively worth within the Rewards Membership loyalty program.

What number of IHG factors do you want for a free evening?

Free nights begin at simply 10,000 factors, however in most massive cities within the U.S. and around the globe, anticipate to pay a minimal of 30,000 factors for an honest resort. In case you have your eyes set on a luxurious model like Kimpton or InterContinental, it’s best to put together to drop 50,000+ factors per evening.

How a lot are 50,000 IHG ​​factors price?

We estimate IHG factors worth to be round 0.5 cents every. Meaning 50,000 factors ought to be price roughly $ 250. Nevertheless, the worth is determined by the way you select to make use of them – should you gave me 50,000 IHG ​​factors, I'd in all probability redeem them for one free evening at a pleasant InterContinental property. That’ll internet me a free evening price about $ 300.

What's one of the simplest ways to earn IHG factors?

Lodge stays, bank card spending and shopping for factors on sale are all nice methods to rack up IHG factors. I simply need to repeat, whereas it's doable to switch Chase Final Rewards to IHG, that's a nasty worth and one thing I strongly advise in opposition to.

Backside line

IHG’s inflated award pricing and lack of any blackout date coverage makes it powerful, however not unattainable, to seek out good worth redemptions within the IHG Rewards Membership program.

I've stayed at some unbelievable InterContinental lodges without spending a dime through the years, and I've at all times left impressed with the distinctive and native twists every resort places on the model’s overarching luxurious design. Extra budget-minded vacationers could discover good worth at family-friendly or extended-stay manufacturers like Vacation Inn Categorical or Staybridge Suites.

In case you like IHG lodges, the IHG® Rewards Membership Premier Credit score Card comes with 80,000 IHG ​​factors after assembly minimal spending necessities.

IHG Rewards perks like Factors & Money redemptions and the PointBreaks promotion listing are a saving grace, however IHG actually has room to enhance if it desires to stay engaging to award vacationers.

For the newest suggestions and tips on touring massive with out spending a fortune, please subscribe to the Million Mile Secrets and techniques every day electronic mail e-newsletter,

Editorial word: We're the Million Mile Secrets and techniques crew. And we're pleased with our content material, opinions and evaluation, and of our reader's feedback. These haven’t been reviewed, authorised or endorsed by any of the airways, lodges, or bank card issuers which we frequently write about. And that's simply how we prefer it! 🙂

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