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Nationwide Common opinions and scores
- Gives protection to high-risk drivers.
- Has greater than the median variety of complaints to state regulators relative to its dimension for auto insurance coverage.
- Presents SR-22 varieties.
Nationwide Common, the nation's 14th-largest auto insurance coverage firm, makes a speciality of "high-risk" drivers in search of first-time DUI offenders. Its insurance policies are broadly obtainable, on-line and thru unbiased brokers, and so they embrace suspects that would not be anticipated after a DUI.
Nonetheless, whereas Nationwide Common provides all kinds of merchandise and reductions, it has greater than the anticipated variety of auto insurance coverage complaints for its dimension.
Nationwide Common Auto Insurance coverage
Nationwide Common provides primary automobile insurance coverage in addition to extra advantages:
- SR-22 availability, Many states require an SR-22 type to show that they’ve a DUI or one other critical violation. Florida and Virginia drivers may have an analogous type, known as at FR-44, to indicate they’ve greater than the state's minimal required automobile insurance coverage. Nationwide Common DUI offenders who’ve accomplished a safe-conduct and substance abuse remedy program.
- Buyer satisfaction assure. Nationwide Common needs to be your deductible (as much as $ 250) if you’re not happy with its claims service. This isn’t obtainable in all states.
- 24/7 claims reporting. Clients can name to report their declare any time of day. Claims may also be reported on-line.
- Assure on repairs. Collision repairs made at a store permitted by Nationwide Common are assured for the lifetime of your automobile. This assure solely applies to complete and collision claims.
- Emergency expense allowance. Nationwide Common Meals, as much as a each day restrict so you’ll not be stranded after a lined declare.
- SmartValet, Submit a declare. Your automobile shall be delivered to you after it's repaired, and Nationwide Common needs to return the rental automobile for you.
»MORE: SR-22s, insurance coverage and the right way to decrease charges
Nationwide Common's auto insurance coverage reductions embrace:
- Paid-in-full low cost.
- Multi-vehicle low cost.
- Low cost for finishing a defensive driving course (in sure states).
- Low cost for utilizing electronics that monitor your mileage.
- Reductions for membership in sure organizations.
- Low cost for having a number of insurance policies with Nationwide Common.
- Paperless low cost.
- Anti-theft low cost.
- Automobile pay low cost.
You can even join SmartDrive, which permits Nationwide Common to observe your driving via an app in your cellphone. In the event you drive safely, you could qualify for decrease charges if you renew your coverage. Nonetheless, dangerous habits like rushing, laborious braking and distracted driving may trigger your charges to go up as a substitute.
»MORE: Evaluate automobile insurance coverage charges
Nationwide Common complaints and buyer satisfaction
Nationwide Common has been awarded the Nationwide Affiliation of Insurance coverage Commissioners 'medal variety of claims for auto insurance coverage to state regulators relative to its dimension, based on three years' price of information.
As well as, Nationwide Common had low scores in J.D. Energy's most up-to-date survey of auto insurance coverage buyer satisfaction.
Extra about Nationwide Common
web site: Nationwide Common's web site means that you can get a quote, report a declare and pay payments on-line. It additionally includes a studying middle the place customers can discover out extra about auto, house and RV insurance coverage.
Cell app: Nationwide Common doesn’t supply a cell app for managing your coverage. Nonetheless, when you join the SmartDrive program, its RouteReport cell app needs to trace your driving habits.