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When do Citi ThankYou factors expire?


Signing up for bank cards by means of accomplice hyperlinks earns us a fee. Phrases apply to the gives listed on this web page. Right here’s our full promoting coverage.

Signing up for bank cards by means of accomplice hyperlinks earns us a fee. Phrases apply to the gives listed on this web page. Right here’s our full promoting coverage.

Citi ThankYou factors are useful as a result of you may switch them to airways you probably have both the Citi Status® Card or Citi Premier℠ Card. This can provide you numerous flexibility relating to reserving that subsequent award flight.

For those who don’t occur to have one of many Citibank bank cards that enables for transfers to airways, you may share your factors with an account that does. However you’ll need to pay attention to when Citi ThankYou factors expire earlier than you share your factors.

Info for the Citi Status and Citi Premier playing cards has been collected independently by Million Mile Secrets and techniques and has not been reviewed by the cardboard issuer.

White Pass Scenic Railway
Do Citi ThankYou factors expire? Completely, right here’s what it’s essential know to maintain your factors lively. (Picture by Rocky Grimes / Shutterstock.)

When do Citi ThankYou factors expire?

You’ll be able to earn Citi ThankYou factors with playing cards like:

The expiration coverage for Citi ThankYou factors can differ relying on a number of various factors, together with which Citi ThankYou bank card you’ve. However in case you earn ThankYou factors with any of the most well-liked ThankYou playing cards listed above, they received't expire so long as you’ve the cardboard open. That stated, in case you shut your bank card account, your ThankYou factors will expire in 60 days.

One approach to get round that is to downgrade a card as a substitute of canceling it. I downgraded my Citi Premier Card to the no-annual-fee Citi Rewards + ℠ Card. Now my ThankYou factors received’t expire.

One massive caveat to that is that every one ThankYou factors you share expire 90 days after they have been shared. That is vital to comprehend as a result of in case you don’t have both the Citi Premier or Citi Status, you’ll must share your ThankYou factors with an account that does if you wish to switch them to airways. So you need to solely share them if you're prepared to truly use your ThankYou factors for journey.

For those who occur to have an older or extra obscure Thanks factors incomes card, try this checklist of expiration insurance policies. A few of these playing cards have very particular phrases, however it received't apply to most of you.

Additionally, in case you've earned Citi ThankYou factors from a focused Citibank checking account bonus, these factors expire three years from the tip of the 12 months through which they have been awarded. So, for instance, in case you earn a ThankYou level checking account bonus in February 2020, then these factors would expire on December 31, 2023.

As well as, bought Citi ThankYou factors have a good shorter expiration than factors earned by means of financial institution bonuses. They expire one 12 months from the tip of the 12 months through which you bought them. So in case you bought ThankYou factors in August 2020 they’ll expire on December 31, 2021.

Editorial word: We're the Million Mile Secrets and techniques workforce. And we're pleased with our content material, opinions and evaluation, and of our reader's feedback. These haven’t been reviewed, authorised or endorsed by any of the airways, accommodations, or bank card issuers which we frequently write about. And that's simply how we prefer it! 🙂

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